POOLCORP & LIGHTSTREAM LOAN PROGRAM

Financing may be provided by Lightstream, a division of Suntrust Bank, in cooperation with POOLCORP. Please visit their website to learn more and apply online: wwww.swimmingpool.com/lightstream

You can use your LightStream loan to fund virtually anything related to your swimming pool, from pool installation to outdoor kitchens, landscaping, hardscaping, even pool furniture.

Here are some FAQs:

WHAT IS LIGHTSTREAM.COM?
LightStream is the online lending division of SunTrust Bank, a FORTUNE 500 company. Borrowers can obtain an unsecured loan from LightStream to use for almost any purpose, with competitive fixed rates and flexible terms.

WHO IS ELIGIBLE TO BORROW THROUGH LIGHTSTREAM?
You must be a U.S. resident, at least 18 years of age, and have good to excellent credit.

IS THE PROGRAM AVAILABLE IN ALL 50 STATES?
Yes, LightStream loans are available through the Internet, across the United States.

HOW MUCH CAN I BORROW THROUGH LIGHTSTREAM?
LightStream extends loans from $5,000 up to $100,000 to qualified consumers.

FOR WHAT PURPOSE CAN THE BORROWED FUNDS BE USED?
You can use your LightStream loan to fund virtually anything related to your swimming pool, from pool installation to outdoor kitchens, landscaping, hardscaping, even pool furniture.

HOW LONG DOES THE LOAN APPROVAL PROCESS TAKE?
You can apply online in minutes and get a quick response during business hours. Qualified applicants may receive their funds as soon as the same day.†

ARE THERE ANY FEES?
No. There are no LightStream fees or processing charges, nor penalties for early payment.

DOES LIGHTSTREAM ALLOW FOR JOINT APPLICATIONS?
Yes. Joint applicants are encouraged to apply.

WHAT LOAN TERMS ARE AVAILABLE?
With LightStream you decide the terms. Loan amounts are selected by the borrower at competitive fixed rates and flexible terms from 24 to 84 months.*

HOW DO I APPLY FOR A LIGHTSTREAM LOAN?
Simply visit www.swimmingpool.com/lightstream, click the link to LightStream’s page, and then complete and submit the application.

WHY IS POOLCORP WORKING WITH LIGHTSTREAM?
POOLCORP is working with LightStream to help our industry help its customers. LightStream has made it easy for clients with substantial and excellent credit histories to focus on what they’re purchasing, not how to finance it. The company delivers an intuitive self-service platform for originating loans, and allowing borrowers to choose the loan use and terms that work best for them. It’s a quick and easy online process, that is consumer friendly and streamlined.

* Payment Example: Monthly payments for a $10,000 loan at 4.74% APR with a term of 3 years would result in 36 monthly payments of $298.54 for the purpose of Home Improvement/Pool/Solar. Advertised terms are subject to change without notice.

†You can fund your loan today if you apply, are approved, and complete the following steps by 11:30 a.m. Pacific time, 2:30 p.m. Eastern time on regular business days (M-F): (1) review all disclosures and your loan agreement carefully, and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process. Excludes federal holidays.

LightStream and LightStream Lending are service marks of SunTrust Banks, Inc. SunTrust is a federally registered service mark of SunTrust Banks, Inc.

All other trademarks are the property of their respective owners. Lending services provided by SunTrust Bank, member FDIC.